Updated: April 1, 2021 by FinPins
Effective as of December 31, 2019
Our website address is: https://www.finlightened.com
Protecting your private information is our priority. This Statement of Privacy applies to
www.finlightened.com and Brilliant Solutions LLC and governs data collection and usage. For the
purposes of this Privacy Policy, unless otherwise noted, all references to Brilliant Solutions LLC
include www.finlightened.com. The Brilliant Solutions LLC website is a Personal Finance site. By
using the Brilliant Solutions LLC website, you consent to the data practices described in this
statement.
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, Brilliant Solutions
LLC may collect personally identifiable information, such as your:
If you purchase Brilliant Solutions LLC’s products and services, we collect billing and credit card
information. This information is used to complete the purchase transaction.
Brilliant Solutions LLC may also collect anonymous demographic information, which is not unique
to you, such as your:
We do not collect any personal information about you unless you voluntarily provide it to us.
However, you may be required to provide certain personal information to us when you elect to use
certain products or services available on the Site. These may include: (a) registering for an account
on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c)
signing up for special offers from selected third parties; (d) sending us an email message; (e)
submitting your credit card or other payment information when ordering and purchasing products
and services on our Site. To wit, we will use your information for, but not limited to,
communicating with you in relation to services and/or products you have requested from us. We
also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Brilliant Solutions LLC collects and uses your personal information to operate its website(s) and
deliver the services you have requested.
Brilliant Solutions LLC may also use your personally identifiable information to inform you of other
products or services available from Brilliant Solutions LLC and its affiliates.
Sharing Information with Third Parties
– First and Last Name
– E-mail Address
– Age
– Gender
– Household Income
Brilliant Solutions LLC does not sell, rent or lease its customer lists to third parties.
Brilliant Solutions LLC may, from time to time, contact you on behalf of external business partners
about a particular offering that may be of interest to you. In those cases, your unique personally
identifiable information (e-mail, name, address, telephone number) is transferred to the third party.
Brilliant Solutions LLC may share data with trusted partners to help perform statistical analysis,
send you email or postal mail, provide customer support, or arrange for deliveries. All such third
parties are prohibited from using your personal information except to provide these services to
Brilliant Solutions LLC, and they are required to maintain the confidentiality of your information.
Brilliant Solutions LLC may disclose your personal information, without notice, if required to do so
by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the
law or comply with legal process served on Brilliant Solutions LLC or the site; (b) protect and
defend the rights or property of Brilliant Solutions LLC; and/or (c) act under exigent circumstances
to protect the personal safety of users of Brilliant Solutions LLC, or the public.
Tracking User Behavior
Brilliant Solutions LLC may keep track of the websites and pages our users visit within Brilliant
Solutions LLC, in order to determine what Brilliant Solutions LLC services are the most popular.
This data is used to deliver customized content and advertising within Brilliant Solutions LLC to
customers whose behavior indicates that they are interested in a particular subject area.
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Automatically Collected Information
Information about your computer hardware and software may be automatically collected by
Brilliant Solutions LLC. This information can include: your IP address, browser type, domain
names, access times and referring website addresses. This information is used for the operation of
the service, to maintain quality of the service, and to provide general statistics regarding use of the
Brilliant Solutions LLC website.
Use of Cookies
The Brilliant Solutions LLC website may use “cookies” to help you personalize your online
experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies
cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely
assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The
purpose of a cookie is to tell the Web server that you have returned to a specific page. For
example, if you personalize Brilliant Solutions LLC pages, or register with Brilliant Solutions LLC
site or services, a cookie helps Brilliant Solutions LLC to recall your specific information on
subsequent visits. This simplifies the process of recording your personal information, such as billing
addresses, shipping addresses, and so on. When you return to the same Brilliant Solutions LLC
website, the information you previously provided can be retrieved, so you can easily use the
Brilliant Solutions LLC features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you
choose to decline cookies, you may not be able to fully experience the interactive features of the
Brilliant Solutions LLC services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the
content or privacy practices of such other sites. We encourage our users to be aware when they
leave our site and to read the privacy statements of any other site that collects personally
identifiable information.
Children Under Thirteen
Brilliant Solutions LLC does not knowingly collect personally identifiable information from children
under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian
for permission to use this website.
Opt-Out & Unsubscribe from Third Party Communications
We respect your privacy and give you an opportunity to opt-out of receiving announcements of
certain information. Users may opt-out of receiving any or all communications from third-party
partners of Brilliant Solutions LLC by contacting us here:
– Email: [email protected]
E-mail Communications
From time to time, Brilliant Solutions LLC may contact you via email for the purpose of providing
announcements, promotional offers, alerts, confirmations, surveys, and/or other general
communication. In order to improve our Services, we may receive a notification when you open an
email from Brilliant Solutions LLC or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from
Brilliant Solutions LLC, you may opt out of such communications by emailing ‘unsubscribe’ to
email address: [email protected]
Cookies Declaration
Changes to this Statement
Brilliant Solutions LLC reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
California Residents – Effective January 1, 2020
If you are a California resident, the information below also applies to you. Certain terms used in this section have the meanings given to them in the California Consumer Privacy Act of 2018 (“CCPA”).
Categories of PI Finlightened may have collected from or about its members in the preceding 12 months
- Identifiers (e.g. name, mailing address, email address, phone number, credit/debit card number)
- Commercial information (e.g. products or services purchased, purchase history)
Categories of PI Finlightened has sold about members in the preceding 12 months
- None
Categories of Sources from which Finlightened has collected PI about members
- Direct input of information into Finlightened website or mobile applications.
- Account usage.
- Passive collection of electronic information.
- Communications with Finlightened.
- Referred email address.
Business or Commercial Purposes for which Finlightened has collected PI about members in the preceding 12 months
- Supporting services.
- Authorizing access to Finlightened.
- Communicating about service-related issues.
- Sending marketing, advertising, and promotional messages.
- Analyzing how users interact with Finlightened’s services.
- Maintaining, improving, and optimizing Finlightened’s services as well as developing new services.
- Complying with legal requirements.
Categories of PI Finlightened has disclosed for a business purpose in the preceding 12 months
- Identifiers.
Non-Discrimination
Finlightened will not discriminate against you because you exercise your rights. For example, Finlightened will not deny you goods or services or charge you a different price or rate for goods or services if you make an access, deletion, or do not sell request.
Financial Incentive Program
Finlightened does not offer a financial incentive program
Rights for California Consumers
You have the following rights under the CCPA –
The right to make requests (no more than twice in a 12-month period) as follows:
- Access Request
- Categories of personal information (“PI”) we collected about you during the preceding 12 months
- Categories of sources from which PI is collected
- Business or commercial purpose for collecting or selling PI
- Specific pieces of PI we collected about you
- Categories of PI Finlightened has sold about you
- Categories of third parties to whom the PI was sold
- Categories of PI disclosed about you for a business purpose
- Categories of third parties to whom PI was disclosed for a business purpose
- Deletion Request
- Request Finlightened delete your PI. Please note that, if you are a member, certain account information is necessary to maintain your membership and so a request to delete personal information will delete your account. If you would like to continue your membership after deletion, you will need to set up a new membership account, which will be devoid of all prior order history or other information. Please contact Finlightened at [email protected] about such request. Please be aware that if you do not contact Finlightened within seven (7) days of your deletion request, we will not be able to continue your membership through a secondary account.
- Do Not Sell My Info
- Request Finlightened opt you out of the sale of your PI. Click this link: Do Not Sell My Personal Information.
Submit Requests
- Access Requests
- If you are a member, you may request the disclosure of personal information collected by Finlightened through the “Data & Privacy” feature on your Account page. Or, you may contact Finlightened for privacy-related requests via email to [email protected]
- If you are a non-member, and you believe Finlightened has collected information about you, and would like to exercise your right to obtain a disclosure of that personal information, contact Finlightened via email to [email protected]
- Deletion Requests
- If you are a member, you may request the deletion of personal information collected by Finlightened through the “Data & Privacy” feature on your Account page. Or, you may contact Finlightened for privacy-related requests via email to [email protected]
- If you are a non-member, and you believe Finlightened has collected information about you, and would like to exercise your right to obtain deletion of that personal information, contact Finlightened via email to [email protected]
- Do Not Sell My Info Requests
- See Below
Do Not Sell My Personal Information
Finlightened does not sell data to any third-party organization.
To opt out of your participation in data sharing, please click the “Do Not Sell Data” button below. Please be aware that you must be signed in to effectively use the below button.
Privacy Statements regarding social media login, commenting, and sharing
Super Socializer – Social Login
We collect your public profile data only from your consent that you grant before initiating Social Login, from the social network used to login at our website. This data includes your first name, last name, email address, link to your social media profile, unique identifier, link to social profile avatar. This data is used to create your user profile at our website. You can revoke this consent at any time by sending us an email.
Heateor Login
We collect your public profile data only from your consent that you grant before initiating Facebook Login, from the social network used to login at our website. This data includes your first name, last name, email address, unique identifier, link to social profile avatar. This data is used to create your user profile at our website. You can revoke this consent at any time by sending us an email.
Facebook Comments
We embed Facebook Comments plugin to allow you to leave comment at our website using your Facebook account. This plugin may collect your IP address, your web browser User Agent, store and retrieve cookies on your browser, embed additional tracking, and monitor your interaction with the commenting interface, including correlating your Facebook account with whatever action you take within the interface (such as “liking” someone’s comment, replying to other comments), if you are logged into Facebook. For more information about how this data may be used, please see Facebook’s data privacy policy: https://www.facebook.com/about/privacy/update
GooglePlus Comments
We use GooglePlus Comments widget at our website for you to be able to comment at our webpages using your GooglePlus account. From this interaction Google automatically collects and store certain information in server logs like IP address, device event information such as crashes, system activity, hardware settings, browser type, browser language, the date and time of your request, in accordance with their data privacy policy: https://policies.google.com/privacy
Disqus Comments
We use Disqus Comments widget at our website for you to be able to comment at our webpages using Disqus commenting system. Disqus may collect information about you when you register for and use the Service. Such information may include “Personally Identifiable Information” which means information that identifies you as an individual, such information may include, but is not limited to, your name, email address, telephone number, username or account ID, and “Non-Personally Identifiable Information” which means information that does not identify you as an individual. Non-Personally Identifiable Information may include, but is not limited to, information about your browser, your IP address, device ID, what pages you visit on our Partner Sites, which website you came from, what advertisements you clicked on, whether on our Partner Websites, the Service or other third party websites, and other information about your online activity that does not identify you as an individual, in accordance with their data privacy policy: https://help.disqus.com/terms-and-policies/disqus-privacy-policy
Fancy Facebook Comments Pro
We collect the data related to the Facebook Comment you post, only from your consent that you grant before posting Facebook Comment at our website. This data includes your Facebook account name, unique Facebook account identifier, unique identifier associated to the posted Facebook comment, unique open graph object identifier of the webpage at which you posted the comment, unique identifier associated to the parent comment if you reply to an existing comment. This data is used to show recent Facebook Comments made all over our website. You can revoke this consent at any time by unchecking the opt-in displayed above comment box
We send the Facebook Comment you post, to page/post author and/or website administrator via automated email, only from your consent that you grant before posting Facebook Comment at our website. This data includes just the Facebook comment posted by you. You can revoke this consent at any time by unchecking the opt-in displayed above comment box
Facebook Comments Moderation
We collect the data related to the Facebook Comment you post, only from your consent that you grant before posting Facebook Comment at our website. This data includes your Facebook account name, unique Facebook account identifier, unique identifier associated to the posted Facebook comment, unique open graph object identifier of the webpage at which you posted the comment, unique identifier associated to the parent comment if you reply to an existing comment. This data is used to show recent Facebook Comments made all over our website. You can revoke this consent at any time by unchecking the opt-in displayed above comment box
Facebook Comments Notifier
We send the Facebook Comment you post, to page/post author and/or website administrator via automated email, only from your consent that you grant before posting Facebook Comment at our website. This data includes just the Facebook comment posted by you. You can revoke this consent at any time by unchecking the opt-in displayed above comment box
Social Analytics for Sharing
We use Google Analytics to track social shares made at our website. Google automatically collect and store certain information in their server logs which includes device event information such as crashes, system activity, hardware settings, browser type, browser language, the date and time of your request and referral URL, cookies that may uniquely identify your browser or your Google Account, in accordance with their data privacy policy: https://policies.google.com/privacy
Facebook Like, Facebook Recommend, Facebook Share official buttons
We embed a Facebook widget to allow you to see number of likes/shares/recommends and “like/share/recommend” our webpages. This widget may collect your IP address, your web browser User Agent, store and retrieve cookies on your browser, embed additional tracking, and monitor your interaction with the widget, including correlating your Facebook account with whatever action you take within the widget (such as “liking/sharing/recommending” our webpage), if you are logged in to Facebook. For more information about how this data may be used, please see Facebook’s data privacy policy: https://www.facebook.com/about/privacy/update
Twitter Tweet official button
We use a Twitter Tweet widget at our website. As a result, our website makes requests to Twitter’s servers for you to be able to tweet our webpages using your Twitter account. These requests make your IP address visible to Twitter, who may use it in accordance with their data privacy policy: https://twitter.com/en/privacy#update
GooglePlus, GooglePlus Share official buttons
We use a GooglePlus widget at our website. As a result, our website makes requests to Google’s servers for you to be able to share our webpages using your GooglePlus account. These requests make your IP address visible to Google, who may use it in accordance with their data privacy policy: https://policies.google.com/privacy
Linkedin Share official button
We use a Linkedin Share widget at our website to allow you to share our webpages on Linkedin. These requests may track your IP address in accordance with their data privacy policy: https://www.linkedin.com/legal/privacy-policy
Pinterest Save official button
We use Pinterest Save widget at our website to allow you to pin images to Pinterest from our webpages. These requests may track your IP address in accordance with their data privacy policy: https://policy.pinterest.com/en/privacy-policy
Buffer official button
We use Buffer widget at our website to allow you to add our webpages to your Buffer account, which collects log data from your browser. This Log Data may include information such as your IP address, browser type or the domain at which you are interacting with the widget, in accordance with their privacy policy: https://buffer.com/privacy
Xing Share official button
We use Xing Share widget at our website to allow you to share our webpages on Xing and this let Xing collate data about you automatically by means of tracking, in accordance with their privacy policy: https://privacy.xing.com/en/privacy-policy
Reddit Badge official button
We use Reddit Badge widget at our website which may log information when you interact with the widget. This may include your IP address, user-agent string, browser type, operating system, referral URLs, device information (e.g., device IDs), pages visited, links clicked, user interactions (e.g., voting data), the requested URL and hardware settings, in accordance with their privacy policy: https://www.redditinc.com/policies/privacy-policy
StumbleUpon Badge official button
We use StumbleUpon Badge widget at our website which may log information when you interact with the widget. Log Data is a form of Non-Identifying Information, in accordance with their privacy policy: http://www.stumbleupon.com/privacy
How to Contact Us
If you have questions about this Privacy Policy, you can contact us:
Send e-mail to: [email protected]
Contact Information
Brilliant Solutions LLC welcomes your questions or comments regarding this Statement of Privacy.
Please contact Brilliant Solutions LLC at:
[email protected]
Brilliant Solutions LLC
304 S Jones Blvd Ste 5577
Las Vegas, Nevada 89107
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